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  • Stubbuilder
  • May 19, 2022

Creating Paystubs With PayStub Creator If You’re Self-Employed

As a self-employed individual, you need to carefully track your income and expenses if you want to stay on top of your finances. Paystubs help you keep track of the amount of money that goes into and out of your account, so it’s important to know how to create them properly. Luckily, paystub generator services can automate this process while saving you time in the long run!


​It’s important to be organized by Paystub Maker free when you’re self-employed, especially when it comes to paystubs. Although your employer will provide you with paystubs, you need to ensure that they are accurate and have the right information on them at all times. Creating pay stubs if you’re self-employed can seem like a daunting task, but there are software programs available online that make the process simple and easy.

What is a paystub?

A pay stub is a document created by an employer to detail income earned, taxes withheld, and other deductions made during a specific pay period.

Employers typically provide their employees with copies of their paycheck stubs every time they are paid to know exactly how much money was earned and what has been taken out.

These pay stubs generated by the Paystub generator usually list information such as gross wages, amounts withheld for federal tax, state tax (if applicable), health insurance premiums, and any other types of deductions taken from your paycheck.

Why should you need it?

When you start working for yourself, there are a lot of things that you need to learn. One of them is how to create pay stubs with the help of Paystub creator, as your employer will be asking for them regularly.

This is why it’s important that you get acquainted with Stubbuilder software, as it can spare you a lot of time and trouble in preparing these documents on a regular basis. To learn more about the benefits of using such programs, continue reading below.

How to create your own digital or paper paystub?

The most important thing to remember is that your pay stub should reflect everything you have earned. It’s very easy to get overwhelmed when trying to create a pay stub by free Paystub maker, and you don’t know where to start, but it is pretty simple.

The following guide will show you how to create a digital or paper pay stub for yourself by using Stubbuilder.

  • First, we need to gather all of our required information.
  • Lst out every source of income you received during the month. This includes any bonuses or extra money from side jobs and freelance work.
  • Make sure to include any tax withholdings and 401k contributions, and other deductions made from your paycheck.​

Where can you use it?

Stubbuilder is great for generating stubs to be used by self-employed individuals or part-time employees with an S Corp. They aren’t paid directly from their company (instead, they receive 1099 from their company).

It allows you to enter your own income and expenses. As of now, it doesn’t have W2 support, so if you work at a traditional job that pays you via a W2 check, then it won’t work. But if you are self-employed and get paid via direct deposit or check, then it will definitely help out.

Understanding the Pay Stub

At its most basic, a pay stub is simply a snapshot of how much money you earned during a given period of time. More specifically, it shows your gross income (what you made before taxes and other deductions) and your net income (what’s left after all that).

Gross income includes a base salary as well as bonuses and commissions if any.

Likewise, your net income should include any health insurance contributions or 401(k) plan match.

If you’re self-employed, you can use Stubbuilder to create paystubs that show how much money comes in from various sources and what happens to it after taxes and payroll deductions are taken out.


Generating pay stubs can be very difficult if you don’t have a lot of time or, in some cases, access to all your accounting files. Fortunately, there are several websites that offer free pay stub generators. Stubbuilder works great and allows you to design different types of stubs based on your tax status. Also, it stores previous stubs, so if you need to build new ones for a change in circumstances, it can easily do that too.

Related Article: Create Your First Pay Stub for Free with Our Stubbuilder Calculator