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  • Stubbuilder
  • Mar 29, 2022

5 Reasons Why You Should Update Your Pay Stubs

You work hard, and you deserve to be paid what you’re owed. But it’s not always easy to keep track of all the taxes and deductions that your employer takes out of your paycheck, which was created by a check stub maker with a calculator each month.

If you’re running low on cash, updating your pay stubs can help you get back on track financially and make sure that you’re getting all the money that belongs to you. Here are five reasons you should update your pay stubs by using a free check stub maker with a calculator and keeping track of the amount of money your employer withholds from your paycheck each month.

Reasons Why You Should Update Your Pay Stubs

1. Get Accurate Information

Don’t rely on your memory. Taking a few minutes to update your pay stubs can make all of the difference in getting accurate information about how much you earn and spend.

If you don’t know where your pay stubs are, or if they’re out of date, grab a couple of extra pay stubs from last month and fill them out right now.

Whether it’s to track your spending or figure out what to budget for upcoming expenses, updated pay stubs are an invaluable tool. And it doesn’t hurt that they look pretty good too!

2. Organize And Save Your Receipts

The last thing you want to lose or misplace is your pay stub. It can be a huge pain to figure out how much money you’re supposed to be making and where it’s going without your pay stub in hand.

Organize your receipts and scan them into a cloud-based app to avoid problems. So you have easy access if something happens.

Also, compare what’s listed on your pay stub against what you’re actually receiving in terms of benefits and sales commissions; if there are discrepancies (which could occur), you’ll know right away.

Organizing them will also ensure that filing won’t be as big of a headache when tax time rolls around.

3. Review Your Check Stub Calculation which by a free check stub maker with a calculator

Check stubs usually include calculations for taxes, so make sure that your wage amount is accurate.

If you earned $50 per hour, for example, but took home $40 because of tax deductions, you need to update your wage calculator.

The easiest way to do that is by checking online resources like a Stub Builder or a free check stub maker with a calculator.

A free check stub maker with a calculator will ensure that your pay stub information is accurate and can even be emailed directly to your employer.

That way, you can know whether or not any questions arise when you’re filing at tax time.

4. Avoid Mistakes

Ask to see your pay stubs if you’re having trouble making ends meet each month. Even small mistakes on your check can cause you to receive fewer benefits or not get all of them.

If you have a child in college, do a quick calculation and make sure that you are getting enough money to cover education costs as well.

Some children may qualify for additional benefits, and even if they don’t, you must know where your money is going so that it doesn’t surprise you at tax time.

Sometimes an error on a paycheck stub by creating a free pay stub calculator can mean big trouble for you and your family, so double-check every paycheck before cashing it!

5. Avoid Late Fees And Penalties

Of course, paying your bills late can result in hefty fees and penalties.

For example –

Late paying your credit card bill can cost you $35-$40 in penalties, while a typical mortgage payment is $15-$25 per day late.

If you’re constantly running behind on bills, try automating your payments or scheduling them to come out of each paycheck created directly by the free pay stub calculator.

You can also choose to pay a little extra each month so that once a bill is due, you don’t have to worry about missing it.

Automatic payments are also a good way to avoid overspending. It’s human nature to spend more when we swipe a card than when we hand over cash.


If you have ever used a Stub Builder, then you probably know that they are helpful. If you do not use these generators and if you need one for your business, then now is your chance to take advantage of them. Of course, there are some things that you will want to look out for when searching for a pay stub maker online. There is a lot of competition in today’s market, but that does not mean all sites are equal in terms of reliability or function. Be careful when choosing where to get your pay stubs online to end up with an affordable and useful tool at your disposal.

Related Article: Why Automated Check Stubs Make Work Easier